DirectionEducationTools

What documentation is needed?

By September 25, 2018 No Comments

Post Loss Document Guide (US Version)

  • Death certificate* (at least a dozen)
  • Deeds, Titles, and Promissory Notes / Loans
    • Real Estate Property deeds (including any recent appraisals)
    • Mortgage documents (including promissory/loan notes)
    • Other Promissory or Loan notes (including loans owed to the deceased) 
    • Vehicle titles and registrations (car, boat, RV, etc.)
    • Membership certificates
  • Insurance Policies
    • Life insurance (including premium payment records)
    • Accidental life insurance
    • Veterans’ insurance
    • Employers or pension insurance
    • Funeral insurance (or other death-related benefit plans)
    • Mortgage and/or credit insurance
    • Credit card insurance (for balances)
    • Health insurance (including Medicare or Medicaid, “Medigap” insurance, private health insurance, dental, and Long Term Care insurance) 
    • Property insurance (homeowners/renters insurance, car insurance, etc.)
    • Workers’ compensation insurance (and payment records)
  • Financial Accounts – Including most recent statements for all accounts and the list of Beneficiaries, if any. 
    • Bank accounts / Passbooks – checking, savings, CD’s, etc.
    • Investment/brokerage accounts, IRAs, 401ks, etc.
    • Stocks and bonds
    • Annuities
    • Credit and debit card accounts
    • User names and passwords for any online accounts
    • List of safety deposit boxes, where to find keys, and names of authorized users
  • Other Financial Records
    • Survivor annuity benefit papers
    • Employer/retirement benefit (pension) plans, pension/profit-sharing plans, etc.
    • Veterans’ benefit records
    • Disability payment documents (State, Veterans’, etc.) 
    • Income statements for the current year (W-2, Social Security, pension, IRA’s, annuities, employment, and other income records)
    • IRS income tax returns (for the current and previous year)
    • IRS gift tax returns (for all years)
    • Property tax records and statements
    • Business interests held, financial statements and agreements, contracts, etc.
    • Loan and installment payment books and contracts
    • Other – investment records, etc.
  • Legal Papers
    • Will and/or Trusts
    • Deceased’s Final Instructions, Disposition Authorization, and/or Designated Agent forms (sometimes included in an Advance Directive such as a Durable Power of Attorney for Health Care, or in a Living Will)
    • Pre-paid funeral contracts
    • Organ/tissue donation record
    • Social Security card* (or number) 
    • Birth certificate(s)* (of all family members)
    • Marriage license or certificate
    • Military service papers, including discharge records &/or VA Claim Number
    • Domestic Partnership Registration
    • Court documents for adoptions and divorce (including any property settlement agreements, name changes, prenuptial agreements, etc.)
    • Community Property Agreements
    • Driver’s license
    • Passport, citizenship, immigration and/or alien registration papers
  • Personal Information
    • Names and contact information of closest family and friends
    • Names and contact information of all lawyers, accountants, doctors, etc.
    • Family Tree, if available (especially if there is no Will)
    • User names and passwords for online accounts (including email accounts, financial records, social media accounts, etc.)
    • Passwords to access computers, cell phones, and other electronic devices

Leave a Reply